A personalized approach to managing wealth

Managing wealth with an eye toward the future demands vigilance and skill in today’s global economy. Over the years, I’ve worked with clients and their other professional advisors – including attorneys and accountants – to create comprehensive wealth management plans designed to make the best use of their wealth today and help ensure its endurance for future generations. And I’ll do the same for you. I can offer you an array of personalized services, support and guidance that can help make a positive difference in the pursuit of your financial goals.

After more than 33 years with Raymond James, John Schoff retired in 2025. That fall, Joe and Jeff Schoff stepped in and officially took over the practice, continuing what John started.

At the end of the day, our focus is simple: helping you feel confident about your financial decisions. We lean on our years in the financial services world, pair them with smart investment strategies and modern tools, and use it all to help you move toward what matters most to you.

We believe these conversations should feel clear, comfortable, and approachable—not overwhelming or filled with jargon. Whether you’re thinking about retirement, planning for the future, or just weighing your options, we’ll work alongside you to figure out what makes sense. With more than 30 years of combined experience, we’re here to help you build a future you feel good about.

Schoff
Why we're different
Our Team

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joe Schoff
Joseph M. Schoff
Director, Advisor Select
Jeff Schoff
Jeff D. Schoff, FPQP, AAMS™
Director, Advisor Select
Penny Gaynor
Penny Gaynor
Client Service Associate

Being here and knowing you enable us to be a trusted partner you can count on. You know the reasons you’re working so hard. We want to know them as well – and help you plan for all you want to achieve.

STRUCTURED Process

ANALYTICAL Insights

PERSONALIZED Guidance

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Sophisticated expertise in planning for today and future generations
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A pragmatic approach to wealth management
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Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort.
Franklin D. Roosevelt

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